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“The road to hell is paved with
good intentions.”



“In the world of securities,
courage becomes the supreme virtue after adequate knowledge and a tested
judgment are at hand.”


Benjamin Graham.



As Ben Graham, the
father of value investing, also
observed, an investment operation “is one which, upon thorough analysis,
promises safety of principal and an adequate return. Operations not meeting
these requirements are speculative.” Challenged to distil the secret of sound
investing into just three words, he advocated: “Margin of safety”.
Unfortunately for all investors today, the “margin of safety” has all but

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