Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account. If this has happened to you, the good news is that there is a way to get back into the banking system. It's called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.
Sloppy banking habits could easily cost consumers more than $600 per year, but they are easy to fix. Here's how to profit by staying on top of your finances.
Understand how you can use certificates of deposits to build your college savings.
You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.
Money-rates.com has been conducting research to determine the best and worst states for retirement since 2010. Over the years, we have refined our methodology and, as a result, the best and worst states have differed from year to year. This report lists the worst states for retirement in 2018.
Since 2010, Money-rates.com has been analyzing the best and worst states for retirement. Over the years, we have refined our metrics to look increasingly carefully at factors that contribute to a satisfying retirement location. As a result, our top states have evolved over time. This report lists the best states for retirement in 2018.
Understanding early withdrawal risk with CDs, FDIC limits, and other risk factors can help you manage risk while investing in CDs.
See what it means to consumers as savings account rates, money market rates, CD rates and mortgage rates look likely to rise in 2018.
See what portfolio rebalancing techniques are especially important given recent economic developments of significance.
This step-by-step guide details how to get your finances ready to invest and explains the best ways to invest in your 20s.
Sometimes the Federal Reserve adopts a wait-and-see approach to raising the federal funds rate. Here's how investors, home-buyers and savers could profit when market rates rise faster than Fed rates.
A trend toward higher savings and money market rates is positive for consumers, but a closer look shows that it is concentrated in a minority of banks.
See some tips for getting more yield out of a CD ladder.
See where you can find savings and money market rates for 2018 that are significantly higher than industry averages.
Smart choices about banks and CD rates are the key to earning the highest CD rates in the year ahead.
Inheriting retirement savings accounts has varying tax implications, depending on the type of account and who the beneficiary is.
Charles Schwab offers well-regarded research at competitive commission rates, though some might be concerned by its compliance record.